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I have State Farm and I don't know what your agents problem is. I had no problem insuring to my agreed value. I insured my boat for $7000.00 more than I paid for it. This would cover the expected gain for the improvements I was making. You need a new agent!

Thanks Joni-Lynn , I got the idea from you and would have given you credit but I couldn't find your post. I had the ladder in my boat house and just mounted it a little farther aft as it folds flat on the deck and is out of sight. My 300 lbs friend, I'm sure he had it maxed out, but it worked...

Got my folding ladder installed today. Once I got passed the drilling of holes it was easy. Tested today on my 300lb. friend. Thanks for the idea C-Brats Trying to figure out how to post a picture, one is on my photo album of my 1st project C-Dory.

Ladder retracted

Cockpit almost finished

Anchor and Ladder

New ladder down

1990 C-Dory with original trailer, bias tires, looking forward to making this the complete boat!

All Networked electronics, HDS 10 Gen II in cock pit.

Garmin TR 1 Gold auto pilot

Davit with pot puller

15 HO E-tec added With TR-1 Gold autopilot

Well, my two bits. I have had a towing/transport business for many years and... I have responded to many accidents caused by trailer tire failure. Most often it is #1 an under-inflated tire (should be inflated to the manufacturers rating, these are computer generated ratings not the old day bias...

New sliding rail system

New rail system

Orig rough door

Orig mount no rail system

Orig helm

Orig rear deck, original tanks

Bella Coola Inlet