You will find that there are a bunch of us C Brats, who are Floridians. The pilot house gives you shade, and protection from the rain afternoon thunderstorms. You will want air conditioning for sleeping in the warmer months. When the boat is under way, I find it cool enough during the day with just the front window and side windows/back door open.
I have owned 2 25's and one Tom Cat. We loved the Tom Cat, but it is a bit more to trailer--and a bit more expensive. The Tom Cat 255 (there was a 24--same hull, but with the large solar collector, you don't really want that in FL (but there are a few down here--with "bills" over the sloped back front windshield)
For AC, we have used window units in the front pilot house window--and that is what we used in both 25's. On the Tom Cat we put in a 9200 BTU RV type of air conditioner on the roof. We have held off on that currently with the recent 25, because we want to keep the roof clear for our dinghy...but both can work... One can use a larger AC unit with an Easy Start, or Smart Start kit--and the Honda EU 2000 (now 2200). inverter generator. Our 5,000 BTU window unit runs off a Honda EU 1000. The generators are put on the stern of the boats--either on the engine bracket on the 255, or on the swim step (up off the water, on top of a milk crate, on the 25. I am building in a mount which can be changed from side to side over the splash well for a Honda 1000 or 2000. We are weight limited, so use a davit to move the air conditioner.
There is the option of a built in marine air conditioner. It takes up storage room, both with the compressor, and the ducting...Also may require a larger generator, shore power or "smart start"/Easy Start system. Negative, is that you cannot run it on a boat lift or trailer (Boater Home camping on the road, staying in RV parks, WalMarts, and government campgrounds).
The Tom Cat is faster (close to 50 mph), has two engines--safety factor, but twice the operating expense. The ride is better in chop up to 3 feet. Beyond that both boats go slow--and you have to decide what the trade offs are.
You are close to the St.John's river, and this is one of our ideal boating locations in FL. We have a gathering in March at Hontoon. A number of us cruise before and after the gathering.
Tow vehicle is a potential issue. We are towing with a Yukon XL with HD tow package. It is OK for flatlands, but not for mountain towing...best is a 3/4 ton vehicle. For the Tom Cat--definitely a 3/4 ton and diesel is best for the torque...
We are all happy to answer questions. One of our members who lives fairly close to Ocala has a 25 and organizes the Hontoon gathering, but they are in Wisconsin for the summer.
There are several 25's and Tom Cats thru out the state. Three Rivers Marine, has both 25 and 255 in stock I believe, if you are interested in a new boat. The best resource for used is this web site--home page, look down at right lower "For Sale by Owner".
Welcome aboard.