It really does get pretty confusing, even if you're an engineer and understand how the systems work, because the terms are used in a funny way, and then there's the marketing people using different names to try to make their system sound somehow superior.
I have a fairly new Jeep Wrangler and they call it Part Time 4WD, because you're only supposed to use it part of the time (off road). That's because when you select it, it's engaged full time......
What they call Full Time 4WD is a system that you can leave selected full time, because it automatically only engages part of the time while it's selected....
I find that terminology obscure and confusing - even though I understand how it all works.
Unless you have a limited slip differential in each axle, and a limited slip transfer case, your 4WD will really only drive one or two wheels when things are truly slippery, as on wet ice. For that matter, a 2WD car is really a one wheel drive car, under extreme conditions, which is why you can (or used to be able, anyway) get positraction (limited slip differential) on them, too.
I have a Silverado 4WD truck and it has an electronic transfer case where I can choose Full Time (automatic) or Part Time (manual) 4WD, and 4Hi and 4Lo range, too. Also 2WD of course. For slippery boat ramp use, I choose automatic 4WD mode because I can drive around the parking lot and ramp without the tires scrubbing, but if it starts to slip on the ramp, then the extra drive traction kicks in.
Yup. it's confusing.....
When offroading, we often switch back to 2WD on gravel roads because the vehicles steer better in 2WD, usually. I'd think most people wanting 4WD for occasional use, like boat ramps, would be best served by the automatic systems (so called Full Time ones).
Also, a simple trick if you don't have positraction and you're spinning a wheel, is to lightly apply the parking brake or foot brake. You can hold back the spinning and get some torque to the other wheel. It actually works and I've seen it save the day a few times.
Also, most systems let you switch between 4Hi and 2WD whenever you like, but you'll need to slow to a crawl and use a careful procedure going in and out of 4Lo. Good to read the manual and do what they say.
We could talk about manual and automatic locking hubs for awhile, but I think I've yammered on enough already.
-Jeff
(I use 4Lo to back my boat up my steep driveway at home. It feels like it would back right through the house and keep on going. LOTS of torque... It needs to be a straight driveway. You don't want to be turning a vehicle on hard pavement when it's in true 4WD mode. It scrubs the tires and abuses the driveline. It's OK for a while if you go straight, though.)