Pete-
That's a pretty good question, because of the relative sizes of the engines to their alternators. Let's check out the crystal ball predictions:
You might think that the larger engine with it's larger alternator might charge faster and therefore be as efficent as a smaller engine running a smaller generator taking longer, etc.
However, the smaller generator package is designed to be as absolutely efficient as possible, and connecting it through a smart charger of close to the generator's most efficient output level has to be the most efficient package possible. The charger should be or approach 90% efficiency in converting the 120 VAC into 12 VDC to charge the batteries.
The larger engine is proportionately larger than the alternator it turns as compared to the generator package above, as the engine is designed for output levels of torque and energy to drive the boat, and the alternator is only an addditional and necessary subsystem to the motor package. This of course, means that much of the energy developed by the main motor is wasted, even at idle or fast idle charging speeds.
One could do a day or two of calculations to work this all out as an engineering study, but I think the handwriting is on the wall!
That's my story and I'm stickin' to it!!!
Joe.