C-dory resale values

V

Volant

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C Dory Year
2008
C Dory Model
25 Cruiser
Vessel Name
Just Enough
My boat insurer (Geico) unilaterally reduced my insured value by 10% and at the same time increased my premium by 28%. (I've never filed any claims.) Setting premiums is their business , but the boat value is not solely their discretion. I would like to collect some recent sales or for-sale data on 25' Cruisers. I know there are some listings currently on the Home Page, but I am looking for more data. Is there a different location with more historical data on sold or for-sale C-dorys? Just FYI - my boat is a 2008 with all the typical accessories: radar, chart plotter, AC, 2000 watt inverter, full camper enclosure,twin honda 90s with less than 800 hours, etc. etc. Trailer and boat were previously valued at $67,800. Geico just reduced to $61,000.
 
You definitely want an "Agreed Value" insurance policy. There are so few C Dorys of any kind sold on the open market that BUC or Blue book is probably non existent-=especially for a 2008 boat.

Most of the 25's sell for their asking price or very close to it. Your $67,800 is a good place for it to be. But none of this will reduce your premium unfortunately. That is partly due to inflation and partly due to losses incurred by other boaters. (Not C Dory owners.).

If you don't have an agent working for you--I suggest that you get one.
 
Here are numbers that may be of interest to you.

I sold my 2014 C Dory 26 Venture w/twin Honda 90s for $75K in 2018.

If you want description of its particulars, as sold, PM me.

Aye.
 
thataway":2vgeueek said:
You definitely want an "Agreed Value" insurance policy. There are so few C Dorys of any kind sold on the open market that BUC or Blue book is probably non existent-=especially for a 2008 boat.

Most of the 25's sell for their asking price or very close to it. Your $67,800 is a good place for it to be. But none of this will reduce your premium unfortunately. That is partly due to inflation and partly due to losses incurred by other boaters. (Not C Dory owners.).

If you don't have an agent working for you--I suggest that you get one.
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I agree that an agreed value is the best way to go with most boats. Don't forget the trailer, the used market for trailers is virtually non existent so you'd have to order a new replacement in the case of a total trailer loss. I even considered raising my agreed value last year when boat prices spiked but didn't only because I rounded up significantly the first time.
 
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