Bob:
Listen to your dealer: he knows what he's talking about.
I've boated the waters you describe with our C-Dory 22 Cruiser for the last three years, including the Neuse river up to New Bern, the Pamlico and Albemarle Sounds, side creeks, Oriental (got to love that ice cream and free dingy dock tieup), Morehead City, Beaufort, Ocracoke, Lookout Bight, and some offshore. Although the right center console will cut through some rough water that makes the C-Dory slow way down, the last boat I would have wanted for these experiences is a center console. When's the last time you saw someone cook and eat a meal, sleep overnight in all weather, and enjoy a rain storm on a center console?
You made the right decision. Relax, and enjoy it.
david