The first 9/11 happened to Kauai in 1992 in the form of Hurricane Iniki, a Cat 4.
I was 200 miles away in Maui under tropical storm warnings, relatively safe.
Not so in November, 1999 experiencing wrong way H Lenny's eye on St Martin,
just 2 days after sailing there from Newport, RI.
I no longer prefer, having the choice, to be in hurricane prone areas in season.
Hurricane season in the Florida Keys officially does not end until Nov 30. Your
location, now Tavernier, in the middle keys, though still risky, has maybe one of
the better escape routes some 20 miles north into the mangroves of Everglades
National Park.
Pleasure cruises WSW towards KW, about 90 miles, increases your exposure and
vulnerability should the unwanted arrive. The lure of Jimmy's Margaritaville in KW
may be worth the risk.
Good luck and keep an eye peeled for current Invest 95L heading NW...
Aye.