The comments here are interesting. What people are seeing is the way solar panels operate. Here's how solar panels output power and the consequences:
Pat, sorry to use your panels as an example. But you've given some numbers and a picture. Apologies in advance.
1. Heat decreases the solar cell efficiency. The rated output is tested at 20 deg C, 68 F. So if they aren't cooled by air flow or radiation and they get up to say, 100 F they lose power. And that's the cell temp, not ambient. Feel them when they're putting out power, they're warm.
.
2. They have to be pointed at the sun to put out maximum power. One may not remember trig, but the output falls off as the cosine of the angle between the sunliine and the perpendicular to the panel.. Looking at Pats installation, there's first ~30 deg of difference between the panel mounting from side to side. So, if one panel is pointed at the sun, the other is down by 14% (1-cos of the angle.) Also, the panels lie flat on the roof. To be perpendicular to the sunline they need to be tilted to the suns elevation. tis is the latitude (48 deg) + declination (23 deg at this time of year.) That's another 10% at this time of year when the sun is at its highest. In addition, Pat's installation is only getting max sunlight at noon, when the sun is directly overhead, say between 11 am and 1 pm. Again the cosine of the angle.
3. The solar panel rated power is given from flash tests and is at maximum power, which is for Pat's panels, 17 volts. By hooking them to a battery, you're reducing the power by decreasing the output voltage to 13.5 VDC. So those panels are 160 watt panels at battery voltage when cold. The current stays approximately the same. Solar inverters track the peak power point to run the panels at max output. The cheap regulators just turn the current on and off to maintain the battery voltage. That's what I have on the 25 watt solar panel which maintains the truck battery.
So Pat's numbers of 5 amps at 13.6 volts give 68 watts. Pointing those panels is one solution. Letting the breeze blow on them is another. Look at commercial solar farms. The panels are mounted on posts and track the sun. While we on boats can't do as well, we can do the best under the circumstances.
So, Pat's panels are doing what they're designed for at 68 watts.
Boris